Disclaimer

InterestCart is an independent informational platform designed to help users better understand banking and financial products by presenting complex information in a simplified and structured manner. The primary aim of this platform is to reduce confusion, save time, and improve financial awareness using publicly available information.

InterestCart does not act as a bank, financial institution, lender, broker, advisor, or agent. The platform exists solely for informational and educational purposes and should be used as a reference tool rather than a decision-making authority.

No Financial, Legal, or Investment Advice

All content available on InterestCart, including but not limited to calculators, comparisons, explanations, summaries, tables, and written material, is provided for general informational purposes only.

Nothing on this platform should be interpreted as financial advice, investment advice, legal advice, tax advice, or professional guidance of any kind. Users are strongly encouraged to consult qualified professionals or verify details directly with banks or financial institutions before making any financial decisions.

Neutral and Independent Platform

InterestCart does not intend to harm, defame, discredit, or negatively portray any bank, financial institution, lender, or service provider. The platform maintains a neutral and independent stance at all times.

Any mention of banks, products, interest rates, charges, policies, or conditions is based on publicly accessible sources and is presented solely to improve user understanding. No information is published with the intent to influence public perception or damage institutional reputation.

Accuracy, Updates, and Limitations

While reasonable efforts are made to ensure accuracy, InterestCart does not guarantee that all information is complete, current, or free from errors. Financial products, interest rates, fees, eligibility criteria, and terms may change without notice.

Actual terms may vary based on individual user profiles, location, creditworthiness, regulatory changes, or bank-specific policies. Users should always confirm the latest details from official sources.

Use of Calculators and Tools

Any calculators or tools provided on InterestCart generate indicative results based on user-supplied inputs and generalized assumptions. Calculated outcomes are estimates and should not be considered exact or guaranteed figures.

Actual financial outcomes may differ due to variations in bank policies, repayment behavior, fees, penalties, or other external factors beyond the platform control.

No Guarantees or Warranties

InterestCart makes no warranties or guarantees regarding the suitability, reliability, availability, or performance of information presented on this platform. All content is provided on an as is and as available basis.

User Responsibility

By using this platform, users acknowledge that they are solely responsible for evaluating the accuracy, relevance, and applicability of information to their personal financial situation.

InterestCart shall not be held liable for any financial loss, missed opportunity, misunderstanding, or consequence arising from reliance on information provided on this platform.

Third-Party References and Links

InterestCart may reference or link to third-party websites, tools, or services for informational purposes. The platform does not control or endorse third-party content and is not responsible for their accuracy, availability, or practices.

Regulatory and Jurisdictional Considerations

Financial regulations vary by country and region. Information presented on InterestCart may not be applicable or compliant in all jurisdictions. Users are responsible for ensuring compliance with local laws and regulations.

Changes to This Disclaimer

InterestCart reserves the right to modify, update, or revise this Disclaimer at any time without prior notice. Continued use of the platform constitutes acceptance of any updated terms.

InterestCart exists to promote financial clarity, transparency, and informed decision-making. The platform does not replace professional advice, institutional communication, or official documentation.